Finding The Silver Lining

Ken Tan

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Ken Tan

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Testimonials and Referral Notes

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Lionel and Jeslyn

We've known Ken for 7 years now and super glad we have him to help us with our insurance needs, and we couldn't be happier with the experience. He always took the time to understand our specific situation and provide us with good advices. One of the best we've met. Thank you for your dedication, Ken! 😄

Ting Ting, Director

We have known Ken for many years and he is a man with great work ethic, integrity, and one of the nicest persons we know. He is very trustworthy and provides excellent service. He is very knowledgeable in his profession and able to make excellent counseling and advice all the time. Any time we have a question or concern with our insurance policies he works on our concerns right away and he is able to resolve any difficulties that might have arisen. We would say Ken is not only an insurance agent but also a true friend to us. We would recommend Ken to anyone without hesitation or reservation.

Emaine Tay - Retail Sales

Feel very safe under his care as he never hard sell or recommend me policy that I do not need. Gave very good advice and recommendations according to my needs. He will always give 100 or rather 200% effort and attention. 今后还是一样，麻烦你了

Software Engineer

Ken is incredibly transparent about policy terms. He focuses on identifying my actual protection gaps rather than just trying to hit a sales. Ken is my go-to for insurance because he’s efficient and honest. He respects your time and your wallet, focusing on the right protection rather than the most expensive plan.

Li Min, Electrical Engineer

Ken is very helpful and patience in explaining the policies in details. He helped and recommended me the most suitable insurance plan (definitely no hard selling). He also responds quickly to all my queries, even on hospital admissions and claims. I will definitely recommend him to my friends and family!

Jobu, Business Development Director

Ken is very experienced in financial planning and understands the market very well. His insights and knowledge of various segments can give you exponential growth to your monetary reserves. I strongly recommend Ken for a quick assessment to understand your needs and drive this further.